Apple Card is available in the US starting today.
Apple's customers can apply for Apple Card through the Wallet app on iPhone and start using it right away with Apple Pay in stores, in apps and on websites.
Apple Card has no fees, offers an easy-to-understand view of spending and promises to provide privacy and security. This launch follows the Apple Card preview earlier this month, during which a limited number of Apple customers were invited to apply early.
With no card number, CVV security code, expiration date or signature on the card, Apple Card is more secure than any other physical credit card.
Apple Card’s rewards program, Daily Cash, gives back a percentage of every purchase as cash on customers’ Apple Cash card each day. Apple's customers will receive 2 percent Daily Cash every time they use Apple Card with Apple Pay, and 3 percent Daily Cash on all purchases made directly with Apple, including at Apple Stores, apple.com, the App Store, the iTunes Store and for Apple services.
Apple Card is extending 3 percent Daily Cash to more merchants and apps. Starting today, Apple customers will receive 3 percent Daily Cash when they use Apple Card with Apple Pay for Uber and Uber Eats. Customers can request a ride through Uber in more than 700 cities across the globe and order a meal through Uber Eats in more than 500 cities around the world. Apple Card will continue to add more popular merchants and apps in the coming months.
Unlike other cash back rewards, Daily Cash is added to customers' Apple Cash card each day and can be used right away for purchases using Apple Pay, to put toward their Apple Card balance or send to friends and family in Messages.
Apple Card also offers 24/7 support by simply sending a text from Messages. The card uses machine learning and Apple Maps to label transactions with merchant names and locations in Wallet, and provides weekly and monthly spending summaries.
There are absolutely no fees associated with Apple Card: no annual, late, international or over-the-limit fees. Apple Card shows a range of payment options and calculates the interest cost on different payment amounts in real time.
Apple says that the security and privacy architecture created for Apple Card means Apple does not know where a customer shopped, what they bought or how much they paid.
Apple is partnering with Goldman Sachs as its issuing bank. Apple assures consumers that Goldman Sachs will never share or sell data to third parties for marketing and advertising. Apple is also partnering with Mastercard to provide the support of a global payments network.
Apple Card is now available to qualified customers in the US with iPhone 6 and later. To apply, you can update to iOS 12.4 on iPhone, open Wallet and tap +.